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Iowa Retired School Personnel Association

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Dental Plans That Fit Your Budget
Man flossing
  • Keep your dentist or choose an In-Network dentist and save
  • Over 400,000 providers to choose from, whether home or away
  • No waiting period on covered services – get access right away
  • Covers exams, cleanings, fillings, crowns, implants, and more
  • High annual maximum
Man flossing
Dental Plan Comparison
Standard
Plan
Premier
Plan
Member Only
$39.29/month
$49.51/month
Member +1
$79.14/month
$99.73/month
Member + Family
$97.46/month
$122.83/month
Deductible
$50.00 per year/person
(waived for Preventative services)
$100.00 lifetime & per person
(waived for Preventative services)

Annual Maximums

Standard
Plan
Premier
Plan
In Network
$1,250.00 per year/person
$1,500.00 per year/person
Out of Network
$1,000.00 per year/person
$1,500.00 per year/person

Preventive

Routine Cleanings
Covers 70%
80% after year 1
Covers 90%
100% after year 1
Routine Oral Exams
Covers 70%
80% after year 1
Covers 90%
100% after year 1
X-Rays (all types)
Covers 70%
80% after year 1
Covers 90%
100% after year 1

Basic

Fillings
Covers 70%
80% after year 1
Covers 90%
100% after year 1
General Anesthesia
Covers 70%
80% after year 1
Covers 90%
100% after year 1

Major

Crown (all types)
Covers 50%
Covers 50%
Dentures (all types)
Covers 50%
Covers 50%
Root Canal (all types)
Covers 50%
Covers 50%
Implants
Covers 50%
Covers 50%
Periodontics (all types)
Covers 50%
Covers 50%
Extractions (all types)
Covers 50%
Covers 50%

Use your current dentist OR Save 25-50% with a dentist in our network. Find a dentist
(note: Enter zip, select city & state, and Classic PPO network.)

Ameritas Life
This highlight is not a certificate of insurance or a guarantee of coverage. Premium rates may change upon renewal and can be adjusted for the entire group or a specific class. A class is defined in the group policy. Benefits are subject to change upon agreement between the carrier and the participating organization. The policy is renewable at the option of the insured.

Select a Dental or Vision plan to continue.

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