Iowa Retired School Personnel Association

• Choose from thousands of eye doctors in rural and metropolitan areas nationwide.
• One-stop convenience for eye exams and eyewear to take care of all your vision needs, your local Walmart included.
• Great Benefits and Low Copays for the services you need, including:
• WellVision Exam covered every 12 months with a $15 copay.
• Prescription Eyeglasses with a $25 copay.
• Frames covered every 24 months
• $150 allowance on a wide selection of frames
• $170 allowance for featured brands
• 20% savings on the amount over your allowance
• Lenses covered every 12 months.
• 100% Coverage On Standard Progressive Lenses
• 20-25% saving on non-covered lens enhancements such as anti-reflective and UV coating
• Single Vision, Lined Bifocal, and Lined Trifocal Lenses
• Contact Lens Exam covered every 12 months (instead of eyeglasses).
• 20% savings on additional glasses and sunglasses.

Many advanced treatments that could increase your chances for cancer survival are not available locally. Travel, care, and other out-of-pocket expenses can be overwhelming.

A cancer plan will:

• Pay cash directly to you upon first diagnosis of internal cancer or malignant melanoma
• Be paid at one time in one lump sum, for you to use as you see fit
• Offer an optional heart and stroke rider for additional premium

A Long-Term Care insurance policy can ease the financial burden on your loved ones. Save your family thousands of dollars, helping to protect your life savings and reduce the stress on your spouse and children.

Long-term care services not typically covered by Medicare include:

• A skilled nursing facility after 100 days
• Bathing
• Dressing
• Transferring to and from a bed or chair
• Eating
• Personal hygiene

Long-term care today can cost $75,000 a year or more. The sooner you plan, the better your chances of avoiding financial challenges later.

This plan can give you the peace of mind of protecting your family from the high cost of final expenses.

Advantages include:

• No medical exam or lab tests
• No premium increase as long as you continue making payments
• No decrease in coverage due to age or health

One ride to the hospital could cost you thousands of dollars out of pocket, and air transport could add up to $50,000 or more. Protect yourself with a Medical Transportation plan. Best-in-class emergency transportation coverage from (), available 24/7 at home or while traveling. It provides transportation of you, your spouse, children, grandchildren, even pets and vehicles at no additional cost. More complete coverage than competitors. No premiums, deductibles or other hassles. Pay once and you're covered!

It’s no secret that hospital visits can be expensive. However, there are other hospital expenses that can prove costly, as well. These include extended hospital stays, emergency room visits, ambulance transportation and more. That’s why having a supplemental hospital indemnity insurance policy could be a smart financial decision – one that provides additional protection for you and your loved ones.

Our world continues to become increasingly connected to the Internet. While this can be incredibly convenient, it also puts some things that matter most to you at risk, such as your identity, money and assets, family, reputation, and privacy. That’s where ID Protection comes in. An all-in-one digital safety net for you and your whole family includes credit monitoring, military-grade encryption, and insurance protection to help cover any eligible losses and fees due to ID theft and fraud.