HOME FAQ Not a Member? Join Join 1-888-698-0972

Indiana Retired Teachers Association

Explore Your Available Benefits from AMBA

Dental Insurance
Vision Insurance
Medicare Solutions
Cancer/Heart/Stroke
Accident Insurance
Long Term Care
Whole Life Insurance
Medical Transportation
Short Term Care
Hospital Indemnity
Hearing Insurance
Discounts
Need an agent's help? Call 1-888-698-0972 (Mon-Fri 8am-6pm CST) »

PRINT THIS PAGE »

Dental Plans That Fit Your Budget
Man flossing
  • Keep your dentist or choose an In-Network dentist and save
  • Over 400,000 providers to choose from, whether home or away
  • No waiting period on covered services – get access right away
  • Covers exams, cleanings, fillings, crowns, implants, and more
  • High annual maximum that can increase after one year
Man flossing
Dental Plan Comparison
Gold
Plan
Essential Coverage
Platinum
Plan
Most Comprehensive
Member Only
$38.69/month
$71.06/month
Member +1
$77.38/month
$142.11/month
Member + Family
$132.09/month
$178.60/month
Deductible
$75.00
$75.00

Annual Maximums

Gold
Plan
Platinum
Plan
In Network
$1,250.00 per year/person
$1,500.00 per year/person
Out of Network
$1,250.00 per year/person
$1,500.00 per year/person

Rewards

Gold
Plan
Platinum
Plan
Annual Benefit Threshold
$750.00
$750.00
Annual Maximum Benefit
$1,250.00
$1,500.00
Dental Rewards Carry Over
$250.00
$250.00
Year 2 Maximum Benefit
$1,500.00
$1,750.00
Total Maximum Benefit
$2,250.00
$2,500.00

Preventative

Routine Cleanings
Covers 100%
Covers 100%
Routine Oral Exams
Covers 100%
Covers 100%

Basic

Crown Repair
Covers 70%
Covers 80%
Denture Repair
Covers 70%
Covers 80%
Extractions
Covers 70% (simple)
Covers 50% (complex)
Covers 50%
Fillings
Covers 70%
Covers 80%
X-Rays (all types)
Covers 70%
Covers 80%

Major

Crown (all types)
Covers 50%
Covers 50%
Dentures (all types)
Covers 50%
Covers 50%
Root Canal (all types)
Covers 50%
Covers 50%
Extractions
Covers 70% (simple)
Covers 50% (complex)
Covers 50%
General Anesthesia
Covers 50%
Covers 50%
Periodontics
Covers 50%
Covers 50%
Implants
Not Covered
Covers 50%

Use your current dentist OR Save 25-50% with a dentist in our network. Find a dentist
(note: Enter zip, select city & state, and Classic PPO network.)

Ameritas Life
Details may vary based on start date. Please note it may take 10-15 days to process your enrollment. You will receive a ‘welcome to the program’ letter which will include your group number and carrier details. Please consult your policy as the final ultimate source of covered services and program details.
Rates valid through December 31st, 2026.

Select a Dental or Vision plan to continue.

Need an agent's help?
Call 1-888-698-0972 »
(Mon-Fri 8am-6pm CST)
AFTER HOURS? SEND US YOUR QUESTIONS.

YES, I'd like to learn more about vision and dental plans through IRTA!
Please have a representative contact me.

By providing your information above, you are consenting to receive calls, texts, and emails. You may unsubscribe from email communications by selecting the opt-out option on the bottom of our emails. You may opt-out of text messages by replying STOP. To opt out by phone, you can ask to receive no further calls at any time when contacted by a representative. Limitations and exclusions apply. Please refer to policy details upon further inquiry. Some benefits are not available in every state or to every association.