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Oregon Retired Educators Association

Explore Your Available Benefits from AMBA

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Dental Plans That Fit Your Budget
Man flossing
  • Keep your dentist or choose an In-Network dentist and save
  • Over 400,000 providers to choose from, whether home or away
  • No waiting period on covered services – get access right away
  • Covers exams, cleanings, fillings, crowns, and more
  • High annual maximum that can increase after one year
Man flossing
Dental Plan Comparison
Gold
Plan
Essential Coverage
Platinum
Plan
Most Comprehensive
Member Only
$42.17/month
$63.57/month
Member +1
$80.08/month
$121.96/month
Member + Family
$128.12/month
$201.01/month
Deductible
$10.00
$75.00
(waived for Preventative services)

Annual Maximums

Gold
Plan
Platinum
Plan
In Network
$1,000.00 per year/person
$1,500.00 per year/person
Out of Network
$1,000.00 per year/person
$1,500.00 per year/person

Rewards

Gold
Plan
Platinum
Plan
Annual Benefit Threshold
$0.00
$750.00
Annual Maximum Benefit
$1,000.00
$1,500.00
Dental Rewards Carry Over
$0.00
$250.11
Year 2 Maximum Benefit
$1,000.00
$1,750.11
Total Maximum Benefit
$1,000.00
$2,500.00

Preventative

X-Rays
M.C.E. $46 (bitewing)
M.C.E. $71 (panoramic)
Covers 100% (bitewing)
Covers 80% (panoramic)
Routine Cleanings
M.C.E. $70
Covers 100%
Routine Oral Exams
M.C.E. $33
Covers 100%

Basic

Fillings
M.C.E. $95 (2 surface amalgam)
M.C.E. $115 (2 surface resin)
Covers 80%
X-Rays
M.C.E. $46 (bitewing)
M.C.E. $71 (panoramic)
Covers 100% (bitewing)
Covers 80% (panoramic)
Denture Repair
Not Covered
Covers 80%

Major

Crown
M.C.E. $330 (full cast noble metal)
Covers 50% (all types)
Dentures
M.C.E. $406 (maxillary)
Covers 50% (all types)
Extractions
M.C.E. $41 (simple)
Covers 50%
General Anesthesia
M.C.E. $122
Covers 50%
Periodontics
M.C.E. $374 (osseous surgery)
Covers 50%
Root Canal
M.C.E. $406 (molar tooth)
Covers 50% (all types)

Use your current dentist OR Save 25-50% with a dentist in our network. Find a dentist
(note: Enter zip, select city & state, and Classic PPO network.)

Ameritas Life
Details may vary based on start date. Please note it may take 10-15 days to process your enrollment. You will receive a ‘welcome to the program’ letter which will include your group number and carrier details. Please consult your policy as the final ultimate source of covered services and program details.
Rates valid through December 31st, 2026.

Select a Dental or Vision plan to continue.

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