Dental Insurance from North Carolina Retired Governmental Employees' Association (NCRGEA)

Say yes to big savings with the Dental Plan from North Carolina Retired Governmental Employees' Association and AMBA. This plan covers everything from routine checkups to procedures like root canals and complex extractions, and more!

Choose your own dentist – No network required.
Save up to 50% – With a dentist in the Ameritas Dental Network.
No Waiting Periods – For covered services during open enrollment.
Over 400,000 providers nationwide to choose from – Whether home or traveling.
High Calendar Year Maximum

Select a Dental Plan:

Choice Dental Plan:

from $40.09 /month

unselect plan

Monthly Rates: (Member)	$40.09
Monthly Rates: (Member +Family)	$133.16
Monthly Rates: (Member +Associate)	$80.19
Monthly Rates: (Member +Spouse)	$96.08
Monthly Rates: (Member +Children)	$78.32

Deductible: (per visit & per person)	$25
Annual Maximum: (per year & per person)	$1200
Dental Rewards Ability to carry over some unused benefit to the next year.

Use your current dentist OR Save up to 50% with a dentist in our network.

FIND YOUR DENTIST

Enter zip, select city & state, and Classic PPO network.

Dental Rewards

Each year you submit at least one dental claim and keep your total amount of benefits paid under $500, you qualify to carry over $250 in benefit dollars to the following year.

With your maximum carry over of $1000 your Annual Maximum can be $2200.

TYPE 1 SERVICE: covers up to 100%

Routine Cleanings

Routine Oral Exams

TYPE 2 SERVICE: covers up to 50%

(70% year 2)

(60% year 1)

Crown Repair

Denture Repair

Extraction (simple)

Fillings

X-rays

TYPE 3 SERVICE: covers up to 50%

Crowns

Dentures

Endodontics (root canals)

Extraction (complex)

General Anesthesia

Periodontics (gum disease)

Details may vary based on start date. Upon enrollment you will receive a ‘welcome to the program’ letter with instructions on how to access your policy documents and ID cards. Please consult your policy as the final ultimate source of covered services and program details.
Rates valid from 1 October, 2023 to 25 November, 2024.

Freedom Dental Plan:

from $53.01 /month

unselect plan

Monthly Rates: (Member)	$53.01
Monthly Rates: (Member +Family)	$148.38
Monthly Rates: (Member +Associate)	$106.03
Monthly Rates: (Member +Spouse)	$119.30
Monthly Rates: (Member +Children)	$82.58

Deductible: (per visit & per person)	$25
Annual Maximum: (per year & per person)	$2000
Dental Rewards Ability to carry over some unused benefit to the next year.

Use your current dentist OR Save up to 50% with a dentist in our network.

FIND YOUR DENTIST

Enter zip, select city & state, and Classic PPO network.

Dental Rewards

Each year you submit at least one dental claim and keep your total amount of benefits paid under $750, you qualify to carry over $400 in benefit dollars to the following year.

With your maximum carry over of $1200 your Annual Maximum can be $3200.

TYPE 1 SERVICE: covers up to 100%

Routine Cleanings

Routine Oral Exams

TYPE 2 SERVICE: covers up to 60%

(80% year 2)

(70% year 1)

Crown Repair

Denture Repair

Extraction (simple)

Fillings

X-rays

TYPE 3 SERVICE: covers up to 50%

Crowns

Dentures

Endodontics (root canals)

Extraction (complex)

General Anesthesia

Implants

Periodontics (gum disease)

VIEW CART

Need an agent's help?

Call 1-888-698-0972 »

(Mon-Fri 8am-6pm CST)

AFTER HOURS? SEND US YOUR QUESTIONS.

YES, I'd like to learn more about vision and dental plans through NCRGEA!
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Freedom Dental Plan:

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