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Montana Retired Educators Association

Explore Your Available Benefits from AMBA

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Dental Plans That Fit Your Budget
Man flossing
  • Keep your dentist or choose an In-Network dentist and save
  • Over 400,000 providers to choose from, whether home or away
  • No waiting period on covered services – get access right away
  • Covers exams, cleanings, fillings, crowns, and more
  • High annual maximum that can increase after one year
Man flossing
Dental Plan Comparison
Gold
Plan
Essential Coverage
Platinum
Plan
Most Comprehensive
Member Only
$39.40/month
$59.65/month
Member +1
$78.81/month
$132.74/month
Member + Family
$99.81/month
$158.21/month
Deductible
$75.00 per year/person
$75.00 per year/person

Annual Maximums

Gold
Plan
Platinum
Plan
In Network
$1,000.00 per year/person
$1,500.00 per year/person
Out of Network
$1,000.00 per year/person
$1,500.00 per year/person

Rewards

Gold
Plan
Platinum
Plan
Annual Benefit Threshold
$500.00
$500.00
Annual Maximum Benefit
$1,000.00
$1,500.00
Dental Rewards Carry Over
$250.00
$250.00
Year 2 Maximum Benefit
$1,250.00
$1,750.00
Total Maximum Benefit
$2,000.00
$2,500.00

Preventative

X-Rays (bitewing)
M.C.E. $49 (bitewing)
Not Covered
X-Rays (panoramic)
M.C.E. $91 (panoramic)
Not Covered
Routine Cleanings
M.C.E. $75
Covers 100%
Routine Oral Exams
M.C.E. $35
Covers 100%

Basic

Denture Repair (Each tooth)
M.C.E. $68 (Each tooth)
Not Covered
Fillings (2 surface amalgam)
M.C.E. $82 (2 surface amalgam)
Not Covered
Fillings (2 surface resin)
M.C.E. $100 (2 surface resin)
Not Covered
Root Canal (bicuspid tooth)
M.C.E. $472 (bicuspid tooth)
Not Covered
Crown Repair
Not Covered
Covers 80%
Denture Repair
Not Covered
Covers 80%
Fillings
Not Covered
Covers 80%
X-Rays (all types)
Not Covered
Covers 80% (all types)

Major

Crown (full cast noble metal)
M.C.E. $350 (full cast noble metal)
Not Covered
Dentures (maxillary)
M.C.E. $431 (maxillary)
Not Covered
Extractions (simple)
M.C.E. $73 (simple)
Not Covered
Periodontics (osseous surgery)
M.C.E. $397 (osseous surgery)
Not Covered
Crown (all types)
Not Covered
Covers 50% (all types)
Dentures (all types)
Not Covered
Covers 50% (all types)
Root Canal (all types)
Not Covered
Covers 50% (all types)
General Anesthesia
Not Covered
Covers 50%
Periodontics
Not Covered
Covers 50%
Extractions
Not Covered
Covers 50%

Use your current dentist OR Save 25-50% with a dentist in our network. Find a dentist
(note: Enter zip, select city & state, and Classic PPO network.)

Ameritas Life
Details may vary based on start date. Please note it may take 10-15 days to process your enrollment. You will receive a ‘welcome to the program’ letter which will include your group number and carrier details. Please consult your policy as the final ultimate source of covered services and program details.
Rates valid through June 30th, 2025.

Select a Dental or Vision plan to continue.

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