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Kentucky Public Retirees

Explore Your Available Benefits from AMBA

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Dental Plans That Fit Your Budget
Man flossing
  • Keep your dentist or choose an In-Network dentist and save
  • Over 400,000 providers to choose from, whether home or away
  • No waiting period on covered services – get access right away
  • Covers exams, cleanings, fillings, crowns, and more
  • High annual maximum that can increase after one year
Man flossing
Dental Plan Comparison
Standard
Plan
Premier
Plan
Member Only
$29.82/month
$46.71/month
Member +1
$58.66/month
$91.33/month
Member + Family
$97.91/month
$149.82/month
Deductible
$75.00
(waived for Preventative services)
$75.00
(waived for Preventative services)

Annual Maximums

Standard
Plan
Premier
Plan
In Network
$1,000.00 per year/person
$1,500.00 per year/person
Out of Network
$1,000.00 per year/person
$1,500.00 per year/person

Rewards

Standard
Plan
Premier
Plan
Annual Benefit Threshold
$500.00
$750.00
Annual Maximum Benefit
$1,000.00
$1,500.00
Dental Rewards Carry Over
$250.00
$250.00
Year 2 Maximum Benefit
$1,250.00
$1,750.00
Total Maximum Benefit
$2,000.00
$2,500.00

Preventative

Routine Cleanings
Covers 100%
Covers 100%
Routine Oral Exams
Covers 100%
Covers 100%
X-Rays (all types)
Covers 100%
Covers 100%

Basic

Denture Repair
M.C.E. $73 (Each tooth)
Covers 80%
100% after year 3
90% after year 2
Fillings
M.C.E. $73 (2 surface amalgam)
M.C.E. $89 (2 surface resin)
Covers 80%
100% after year 3
90% after year 2
General Anesthesia
M.C.E. $74
Covers 80%
100% after year 3
90% after year 2

Major

Crown
M.C.E. $285 (full cast noble metal)
Covers 50% (all types)
Dentures
M.C.E. $351 (maxillary)
Covers 50% (all types)
Extractions
M.C.E. $36 (simple)
Covers 50%
Root Canal
M.C.E. $197 (anterior tooth)
Covers 50% (all types)
Crown Repair
Not Covered
Covers 50%
Oral Surgery
Not Covered
Covers 50%
Periodontics
Not Covered
Covers 50%

Use your current dentist OR Save 25-50% with a dentist in our network. Find a dentist
(note: Enter zip, select city & state, and Classic PPO network.)

Ameritas Life
Details may vary based on start date. Please note it may take 10-15 days to process your enrollment. You will receive a ‘welcome to the program’ letter which will include your group number and carrier details. Please consult your policy as the final ultimate source of covered services and program details.
Rates valid through December 31st, 2025.

Select a Dental or Vision plan to continue.

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